Category Archives: Uncategorized

Obtaining A Septic Clearance Letter – Gwinnett County

Obtaining A Septic Clearance Letter – Gwinnett County.

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Obtaining A Septic Clearance Letter – Gwinnett County

To obtain a “Septic Clearance Letter” (the official name for it is called, “Visual Inspection for Real Estate Closing“) in Gwinnett County the HOMEOWNER/SELLER is required to complete the required form in the Environmental Health Section of the Gwinnett County Board of Health.  They are located at 455 Grayson Hwy, Suite 600, Lawrenceville, GA  30046.

This building is in theSeptic_Illustration parking lot with the Kroger and dollar movie theatre.  The office is in the old Walmart building that has been re-purposed for the county’s use.

The form is not available online ( :-/ ) yet!  The seller(s) will complete the required form and pay $100.  The typical turnaround time for the inspection when workloads are higher is 7-10 days.  The phone number to the office is: 770.963.5132 or go to their website at www.gwinnetthealth.com.

There are other helpful tips and videos on the website to include videos, maintenance kits, etc.

#GwinnettSeptic #ShoneShine

HUD BROKER BONUS…NO MORE!

Discontinuation of the REO Sales Initiative FY 2015: 09/10/14
Effective October 1, 2014, the Atlanta Homeownership (HOC) will be discontinuing the use of the Broker Bonus Initiative in the following markets: Alabama, Florida, Georgia, Mississippi, Illinois, Indiana, Tennessee, and Kentucky.

HUD’s Asset Managers will continue to review those preliminary bids that are submitted through September 30, 2014, for the three-tier broker bonus that is currently being offered in the above referenced markets. However, all preliminary bids submitted to HUD on or after October 1, 2014, will not be eligible for a broker bonus. HUD will not entertain any exceptions to this change.

Property Management Issues & Real Estate Agents

Can a Licensee Manage Property for Others Independent of the Firm?

Assuming that a legal business practice in one situation applies in a similar situation may lead to unintentional license law violations. For example, a broker who operates a firm engaged exclusively in sales activities may have an associate who wishes to manage property for others. Some brokers have mistakenly believed that they could authorize the associate to open a trust account and manage property for others if the associate gave the broker periodic accounting reports.

That practice is available only for an associate to manage his or her own real property. It is not available for an associate to manage the property of others. If an associate wants to manage the property of others, all trust funds collected by the associate must be placed in the trust account owned by the broker; and the broker must maintain the accounting records on those funds.

Before undertaking a new business practice or marketing technique, an associate should discuss the proposed activity carefully and fully with his or her broker. The broker in turn may want to explore the legal implications of that activity with legal counsel in order to avoid unintentional violations of the law.

How to Buy a Foreclosure at Gwinnett County Courthouse Steps * 678-892-6969

How to Buy a Foreclosure at Gwinnett County Courthouse Steps * 678-892-6969.

How to Buy a Foreclosure at Gwinnett County Courthouse Steps * 678-892-6969

As a result of listing foreclosures, people tend to ask me questions about ALL foreclosures. Today’s topic is about how to find and purchase a Gwinnett County Foreclosure at the Court (steps). Foreclosures sales are conducted on the Gwinnett County Courthouse Steps the first (1st) Tuesday of every month following the last consecutive date of the legal ad posting. The date of the sale is specified in the legal ad and the last consecutive date for posting is included at the bottom of the legal ad. The general rule is that you arrive early with certified funds in hand in the FULL amount of what you are going to bid. If you are the winning bidder, the representative will collect the certified funds and process documentation for deed transfer. The deed could take up to 90 days for finalization. However, there is no “Right of Redemption” Period in the state of Georgia. According to sources with SHAPIRO, SWERTFEGER & HASTY, LLP* Attorneys and Counselors at Law, it is best to call the office of the attorney listed in the ad the Friday prior to the foreclosure sale to know the opening bid amount, as many lenders do not disclose it to them prior to that time. Also, to ensure that the property is still going to be sold at the courthouse, as many factors could cause it to be removed from their inventory. Nonetheless, be sure to do your due diligence prior to participating in this action as all funds are NON-REFUNDABLE. The attached photo is a sample of a current legal ad for an upcoming foreclosure sale. You can find this ad and others via: http://www.gwinnettdailypost.com, click on the drop-down menu for “Marketplace”, then “LegalAds”. Scroll over to section “950 Foreclosures”. I encourage you to read through the ads completely until you become well versed in their layout. The address and legal description of the property are always enclosed, as highlighted as well as the owner(s) names, expected sale date, the attorney’s contact information and so much more! Should you desire additional details, feel free to contact our office via 678-892-6969 or me directly via mobile, 202-345-1594.

TIME TO GET OFF THE FENCE & SELL… Let’s Test the Market & See

Now is a great time to sell! Don’t believe me? Allow me and my team of professionals to complete a FREE Market Analysis of your home(s).  Statistics show that the market has stabilized.  The 8% growth as reported by the National Association of Realtors (NAR) is consistent with what we have seen consistent in the Atlanta, DC, Maryland, and Virginia markets overall.  However, in many more popular areas within each of those locations, you will see even greater returns than what has been published nationwide.  Let’s do it for the fun of it.  Provide me an address and I will provide you a report via email or text. 

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**NEW HUD GUIDELINES** No More Issued Appraisals **READ NOW!**

Did you know that HUD will no longer issue the appraisal if you are the winning bidder for one of their properties?  For those of you who have never purchased a HUD Foreclosure, you are probably saying, “I didn’t know they gave you a copy of the appraisal anyway.”  Well, they did in times past.  However, effective June 2014, Buyers will no longer receive a copy of the appraisal for the HUD property for which they are the winning bidder.  In turn, it will be at the buyer(s)’ sole expense to pay for an appraisal if their lender requires one based on the loan type they are using.  NOTE:  If you are using an FHA loan, please be sure the appraisal is completed during the time period that the utilities are on for the home inspection.  This will save you time, money and a headache.  A great lender & real estate professional will ensure that you are saving money and performing in accordance with HUD Guidelines.  For more information, feel free to contact us for more details!  Our best contact number is 678-892-6969.

HUD LISTING & BIDDING – HUD CHANGES EFFECTIVE 11.26.13 (FHA 2013-29)

HUD Approved Brokers will show properties, prepare complete contracts and submit bids through Internet Electronic Bidding at the HUD Listings website.

New listings are available daily.
During the Exclusive Llisting Period, bids may be submitted only by Owner Occupant purchasers, which HUD defines as owner-occupant purchasers, qualified nonprofit organizations and government entities.  There will be:

  • a fifteen (15) day Exclusive Listing Period for Owner Occupant purchasers for properties listed Insurable and Insurable with Escrow Repairs,
  • a five (5) day Exclusive Listing Period for Owner Occupant purchasers for properties listed Uninsured.

Exlusive Listing Period (Owner Occupant Priority).

  • For Insurable and Insurable With Escrow properties, bids received from the 1st through the 10th calendar day of the Exclusive Listing Period will be opened on the next business day after the 10th calendar of the Exclusive Listing Period. All bids will be treated as having been received simultaneously. If no winning bid is received by the tenth (10th) calendar day, the AM will open and review bids received during the 11th calendar day up to the 15th calendar day daily on the next business day (i.e., bids received on the 11th calendar day will be reviewed on the next business day; bids received on the 12th calendar day will be reviewed on the next business day, etc.) If no winning bid is received in that fifteen (15) day period, the listing shall be extended to all buyers. See Extended Listing Period below.
  • For Uninsurable properties, the AM will open and review all bids received from the first (1st) through the fifth (5th) calendar day for properties that are marketed as “Uninsured” on the next business day after the fifth calendar day of the Exclusive Listing Period. The AM will tread all bids as having been received simultaneously. If a bid is not accepted in the 5-day Exclusive listing period for uninsured properties, the AM will extend the listing to all buyers by the listing the property in the Extended Listing Period. See Extended Listing Period below.

Extended Listing Period.
At the conclusion of the Exclusive Listing Period, should a property remain unsold, all general public bids (including Investors) may be submitted daily.

Broker Commission on HUD Home Sales

Broker Commission on HUD Home Sales.