Monthly Archives: June 2014

How to Buy a Foreclosure at Gwinnett County Courthouse Steps * 678-892-6969

How to Buy a Foreclosure at Gwinnett County Courthouse Steps * 678-892-6969.

How to Buy a Foreclosure at Gwinnett County Courthouse Steps * 678-892-6969

As a result of listing foreclosures, people tend to ask me questions about ALL foreclosures. Today’s topic is about how to find and purchase a Gwinnett County Foreclosure at the Court (steps). Foreclosures sales are conducted on the Gwinnett County Courthouse Steps the first (1st) Tuesday of every month following the last consecutive date of the legal ad posting. The date of the sale is specified in the legal ad and the last consecutive date for posting is included at the bottom of the legal ad. The general rule is that you arrive early with certified funds in hand in the FULL amount of what you are going to bid. If you are the winning bidder, the representative will collect the certified funds and process documentation for deed transfer. The deed could take up to 90 days for finalization. However, there is no “Right of Redemption” Period in the state of Georgia. According to sources with SHAPIRO, SWERTFEGER & HASTY, LLP* Attorneys and Counselors at Law, it is best to call the office of the attorney listed in the ad the Friday prior to the foreclosure sale to know the opening bid amount, as many lenders do not disclose it to them prior to that time. Also, to ensure that the property is still going to be sold at the courthouse, as many factors could cause it to be removed from their inventory. Nonetheless, be sure to do your due diligence prior to participating in this action as all funds are NON-REFUNDABLE. The attached photo is a sample of a current legal ad for an upcoming foreclosure sale. You can find this ad and others via: http://www.gwinnettdailypost.com, click on the drop-down menu for “Marketplace”, then “LegalAds”. Scroll over to section “950 Foreclosures”. I encourage you to read through the ads completely until you become well versed in their layout. The address and legal description of the property are always enclosed, as highlighted as well as the owner(s) names, expected sale date, the attorney’s contact information and so much more! Should you desire additional details, feel free to contact our office via 678-892-6969 or me directly via mobile, 202-345-1594.

TIME TO GET OFF THE FENCE & SELL… Let’s Test the Market & See

Now is a great time to sell! Don’t believe me? Allow me and my team of professionals to complete a FREE Market Analysis of your home(s).  Statistics show that the market has stabilized.  The 8% growth as reported by the National Association of Realtors (NAR) is consistent with what we have seen consistent in the Atlanta, DC, Maryland, and Virginia markets overall.  However, in many more popular areas within each of those locations, you will see even greater returns than what has been published nationwide.  Let’s do it for the fun of it.  Provide me an address and I will provide you a report via email or text. 

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**NEW HUD GUIDELINES** No More Issued Appraisals **READ NOW!**

Did you know that HUD will no longer issue the appraisal if you are the winning bidder for one of their properties?  For those of you who have never purchased a HUD Foreclosure, you are probably saying, “I didn’t know they gave you a copy of the appraisal anyway.”  Well, they did in times past.  However, effective June 2014, Buyers will no longer receive a copy of the appraisal for the HUD property for which they are the winning bidder.  In turn, it will be at the buyer(s)’ sole expense to pay for an appraisal if their lender requires one based on the loan type they are using.  NOTE:  If you are using an FHA loan, please be sure the appraisal is completed during the time period that the utilities are on for the home inspection.  This will save you time, money and a headache.  A great lender & real estate professional will ensure that you are saving money and performing in accordance with HUD Guidelines.  For more information, feel free to contact us for more details!  Our best contact number is 678-892-6969.